A geek and his money

So I guess this should be about me, eh? I’m a recent college graduate in the Information Technology field who loves technology but also realizes that if I’m not responsible with my money, I’ll never be able to actually enjoy technology. I work for a large content delivery network where I help websites load faster and remain secure (in a nutshell at least). I’ve always been an avid fan of video games. Here lately I’ve been playing a ton of World of Warships and FTL: Faster Than Light. Both of these are great games and I recommend everyone give them a shot!

Alright, get to the point! What’s this all about now?

Well, I’m glad you asked! While I was in college, I didn’t really do much saving and instead spent all of my extra money on my hobbies. This meant that when I graduated, I had a large mountain of student loan debt and no one to blame but myself. I thought that I’d be stuck with this for years (did you know the default payment plan for student loans through the Department of Education is 10 years long?) and was worried that I’d never get out from under it. With a little planning, some budgeting, and willpower, I was able to not only enjoy the technology that I’ve come to love but also be able to pay off these loans well under half the time that it would take me with just minimum payments.

I want this blog to be about understanding that there is a give and take when it comes to personal finance. In order to pay for the things that you want, you have to be willing to be flexible. Sometimes that means waiting until a little later when a sale is taking place or when you can find a used version of what you are looking for. This is okay! Being smart with your money is a trait that unfortunately not many people claim to have – countless surveys show this all over the world. Saving for the future is extremely important and I want people to know that you don’t have to give up what you love to save money.

As I produce more content, I’ll be talking about budgeting tips, software to help you manage your money, technology news, and maybe even some video game reviews. Anything in technology and money is fair game!