Welcome to the first post in my Basic Budgeting series. Throughout this series I’ll be talking about common spending habits, how to build an effective budget, and discuss tips on staying focused toward your goals. If you have any suggestions or questions about this, please don’t hesitate to leave a comment! In this first segment, we’ll be talking about spending. “Wait, I thought we were trying to SAVE money?” you might ask. Well, here’s the best part – if you…
If there’s one thing this blog has not been, it’s consistent. That needs to change. The only way to improve a skill is to remain consistent. Exercising, dieting, writing, honing a craft – everything we do every single day comes down to being consistent. I have been working up some new ideas for bringing this blog back to life. My focus for now is not to try to create anything ground breaking or overly complicated. Rather, my goal is to…
2019 is underway – hopefully you had a wonderful time celebrating in your own memorable way. A new year brings many exciting possibilities, but we must also remember to maintain focus on our own goals and desires. This holds true for your more traditional resolutions, as well as your finances. Take a moment to reflect on 2018 and think about what you want to achieve for 2019. Building Blocks to Success We all hear about the common resolutions – stick…
Saving money can be a challenge for people. Between all of the bills you have to pay, debt, and other obligations you may have, saving money may be the last thing on your mind. The unfortunate truth is, very few Americans save money for retirement. Don’t even get me started on emergencies either. In a recent study by Bankrate, only 32% of responders can pay for an emergency with savings. The good thing is, we can fix that! With the help…
When people think of credit cards, many times the thought immediately goes to debt. This stigma can give credit cards a bad name, yet even when faced with this, so many people use credit cards to buy things that they can’t afford. Why is that? Given how easy it is to tell yourself you’ll pay for it with your next paycheck, just charging away can seem harmless. Doing that for a month? That’s when the interest can start piling up….