Saving money can be a challenge for people. Between all of the bills you have to pay, debt, and other obligations you may have, saving money may be the last thing on your mind. The unfortunate truth is, very few Americans save money for retirement. Don’t even get me started on emergencies either. In a recent study by Bankrate, only 32% of responders can pay for an emergency with savings. The good thing is, we can fix that! With the help…
When people think of credit cards, many times the thought immediately goes to debt. This stigma can give credit cards a bad name, yet even when faced with this, so many people use credit cards to buy things that they can’t afford. Why is that? Given how easy it is to tell yourself you’ll pay for it with your next paycheck, just charging away can seem harmless. Doing that for a month? That’s when the interest can start piling up….
In the world of budget software, there are many choices. Most offer similar functionality: input transactions, look where your money is going, find where to trim your costs, save where you can. It’s a very predictable pattern. It’s also one that people tend to give up on after a while as it doesn’t make them think about what their money can do for them. In this post, we’re going to look at some budgeting software that takes a new look…